Member Loans

Accessible, low-interest credit options designed to support our members' needs.

Credit Facilities for Society Members

The **RD Thrift & Credit Cooperative Society Ltd.** offers loans exclusively to registered, active, and KYC-verified members. We aim to protect members from high-interest informal lenders by providing reasonable and fair credit options.

Strictly Member-Only Policy:

In compliance with legal and cooperative bylaws, we do not disburse loans to the general public or non-members. You must be an active, verified member with a unique Member ID to apply for credit.

Available Loan Products:

Personal Loan Standard

Code: PLS

12.00% p.a.

Interest Rate (Flat)

Minimum Amount: ₹5,000.00

Maximum Amount: ₹500,000.00

Maximum Tenure: 12 Months

Repayment Cycle: Monthly

Guarantor Required: This scheme requires co-member guarantor(s) to sign the application.

Apply for Member Loan

Submit an inquiry. Our credit assessment officer will contact you to review your membership standing and credit eligibility.

Send Enquiry