Member Loans
Accessible, low-interest credit options designed to support our members' needs.
Credit Facilities for Society Members
The **RD Thrift & Credit Cooperative Society Ltd.** offers loans exclusively to registered, active, and KYC-verified members. We aim to protect members from high-interest informal lenders by providing reasonable and fair credit options.
Strictly Member-Only Policy:
In compliance with legal and cooperative bylaws, we do not disburse loans to the general public or non-members. You must be an active, verified member with a unique Member ID to apply for credit.
Available Loan Products:
Personal Loan
Code: PLS
24.00% p.a.
Interest Rate (Flat)
Minimum Amount: ₹10,000.00
Maximum Amount: ₹100,000.00
Maximum Tenure: 48 Months
Repayment Cycle: Monthly
Guarantor Required:
This scheme requires co-member guarantor(s) to sign the application.
BUSINESS LOAN
Code: BL
24.00% p.a.
Interest Rate (Flat)
Minimum Amount: ₹5,000.00
Maximum Amount: ₹100,000.00
Maximum Tenure: 365 Days
Repayment Cycle: Daily
Guarantor Required:
This scheme requires co-member guarantor(s) to sign the application.
BUSINESS LOAN
Code: BLS
24.00% p.a.
Interest Rate (Flat)
Minimum Amount: ₹5,000.00
Maximum Amount: ₹100,000.00
Maximum Tenure: 182 Days
Repayment Cycle: Daily
Guarantor Required:
This scheme requires co-member guarantor(s) to sign the application.
BUSINESS LOAN
Code: BLL
24.00% p.a.
Interest Rate (Flat)
Minimum Amount: ₹10,000.00
Maximum Amount: ₹100,000.00
Maximum Tenure: 540 Days
Repayment Cycle: Daily
Guarantor Required:
This scheme requires co-member guarantor(s) to sign the application.
Apply for Member Loan
Submit an inquiry. Our credit assessment officer will contact you to review your membership standing and credit eligibility.
Send Enquiry