Fixed Deposit (FD)
Lock in your capital with high assured yields and flexible payouts.
Grow Your Capital Safely
Fixed Deposits (FD) are term deposit accounts where members lock in a lump sum capital for a fixed tenure at an agreed interest rate. It provides total safety of principal and guaranteed returns.
Our FD Schemes:
Fixed Deposit Premium
Code: FDP
9.50% p.a.
Interest Rate
Minimum Deposit: ₹1,000.00
Maximum Deposit: ₹10,000,000.00
Standard Tenure: 1 Years
Interest Posting: On maturity
Key Features:
| Minimum Deposit | ₹5,000 (or as specified by scheme) |
|---|---|
| Tenure Options | From 1 Year up to 5 Years |
| Interest Payout Modes | Monthly, Quarterly, Half-Yearly, or Cumulative (on maturity) |
| Premature Closure | Allowed with a nominal penalty rate change as per cooperative guidelines. |
Membership Requirement: FDs are available exclusively for registered cooperative members. Proof of identity and address (KYC) are mandatory.
Interested in an FD?
Use our contact form to get in touch with our branch coordinators for registration capital setup.
Send Enquiry