About Our Cooperative
Built on the principles of mutual self-help, integrity, and financial inclusion.
Who We Are
We are a member-owned financial cooperative.
Founded to promote thrift savings and provide credit at reasonable rates to our members, the **RD Thrift & Credit Cooperative Society Ltd.** operates under strict cooperative guidelines. Unlike commercial banks, we are not-for-profit and work solely to maximize benefits for our member-owners.
Every member contributes share capital and savings, which in turn form the resource pool for disbursing secure loans to other members. This cycle strengthens the community and supports localized development.
Cooperative Core Values
- Voluntary & Open Membership: Welcoming all eligible individuals.
- Democratic Control: One member, one vote.
- Member Participation: Active saving and contribution.
- Autonomy & Mutual Trust: Operational transparency.