Welcome to RD Thrift & Credit Cooperative Society Ltd.
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RD Thrift & Credit Cooperative
Head Office — Serving Our Community
Member Meetings
Community Impact
Building a stronger community together.

About Our Cooperative Society

Established with the mission of promoting thrift and cooperative savings, we offer safe investment pathways and credit opportunities to members from all walks of life. Our operations are fully transparent and governed by democratic member control.

Registered Cooperative Society
Member-Owned Institution
Transparent Operations
Community Focused
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Comprehensive financial services for our members.

Our Core Services

From short-term recurring deposits to flexible credit options, explore services designed to meet your specific savings goals.

Recurring

Recurring Deposit Regular

Earn high returns on your savings with our Recurring Deposit Regular scheme. Safe, secure, and designed for members.

8.50% / year interest
Min. Amount ₹100
Tenure 12 months
Fixed

Fixed Deposit Premium

Earn high returns on your savings with our Fixed Deposit Premium scheme. Safe, secure, and designed for members.

9.50% / year interest
Min. Amount ₹1,000
Tenure 1 years
Daily

Daily Deposit Fixed Standard

Earn high returns on your savings with our Daily Deposit Fixed Standard scheme. Safe, secure, and designed for members.

6.00% / year interest
Min. Amount ₹50
Tenure 180 days
Member Loan

Personal Loan Standard

Access affordable credit facilities exclusively for registered members with a simple application process.

12.00% / year interest
Min Amount ₹5,000
Tenure 12 months
Why Us

Why Choose RD Cooperative?

We are a member-driven society built on trust, transparency, and community values — not profit.

Member-Owned Cooperative

Every product is designed around member benefit, democratic control, and community progress.

Transparent Operations

Clear terms, accountable governance, and local decision making for registered members.

Secure Savings

Structured RD, FD, and Daily Deposit options help members build disciplined savings.

Accessible Member Credit

Loan support is handled through society rules, local verification, and practical documentation.

Branch Support

Nearby branch teams guide members through deposits, loans, records, and service requests.

Community Focused

The society supports thrift, mutual assistance, and long-term financial inclusion.

Our Achievements

Trusted by Thousands of Members

Numbers that reflect the trust, dedication, and impact of our cooperative community.

10,000+
Active Members
15+ Yrs
Years of Service
₹50 Cr+
Deposits Managed
2,500+
Loans Disbursed
Member Stories

What Our Members Say

Real experiences from our cooperative family — the community that drives everything we do.

★★★★★
"

"The RD scheme helped my family save consistently. Staff explain every detail clearly and the cooperative feels connected to our community."

A
Akhirul Islam
Barpeta
★★★★★
"

"When I needed support for education expenses, the member loan process was simple, respectful, and transparent."

R
Rakibul Islam
Mandia
★★★★☆
"

"Daily Deposit is practical for small traders. I can save small amounts regularly and track my deposits with confidence."

J
Jeherul Islam
Bahari
Our Network

Always Near You

Our expanding branch network ensures that every member has a local office where they can deposit, withdraw, and seek guidance — face-to-face.

  • Dedicated branch staff for member support
  • Regular member meetings & training
  • Transparent local operations
  • Easy access for rural & semi-urban members
View All Branches
15+
Active Branches
5+
Districts Covered
50+
Staff Members
6 Days
A Week Open
Serving Across Bihar & Surrounding Districts
Growing our network, one member at a time
Join over 10,000+ members who trust our services.

Ready to grow your savings?

Submit a membership request online or walk into any of our branches today.

High interest deposit schemes
Affordable member loans
Transparent, democratic governance
Local branch support network
Community dividend benefits
Registered & regulated society

Registered & Regulated

RD Thrift & Credit Cooperative Society Ltd. is a duly registered cooperative society operating under the Cooperative Society Act. Your deposits are backed by society reserves and governed transparently.

REGISTRATION NUMBER
REG-2026-0091
Registered Cooperative Society
Transparent Operations
Member Owned Institution
Secure Savings Solutions
Democratically Governed
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